Data Analytic Investments

Estate Observation

Tools — repayment calculator

One formula, three numbers, nothing else. It computes an annuity (equal-instalment) repayment for the amount, term and rate you enter. Not an offer, not an APR, not a credit decision: the actual terms come from the lender.

Monthly instalment = P · r / (1 − (1 + r)^−n), where P is the loan amount, r = annual rate / 12 / 100, n = term in months. If r = 0: instalment = P / n. Total repayment = instalment · n. Interest = total repayment − P.

What this calculator does not do

It does not include handling fees, insurance, disbursement or valuation charges, so it is not an APR. It does not model variable rates, rate periods, prepayment or subsidised schemes. It stores nothing and sends nothing anywhere.

The formula is the standard annuity formula. APR calculation and disclosure in Hungary are governed by Government Decree 83/2010 (III. 25.) and Act CLXII of 2009 on consumer credit — this calculator does not apply them. Data Analytic Investments Kft. is not a lender and not a credit intermediary.

Educational and informational content. Not investment, legal or tax advice. We do not promise price growth, rental income or a “safe” deal. Listings are moderated; the advertiser is responsible for the accuracy of their listing. Brokerage is performed only by our real-estate broker partner, under a separate written mandate. Data Analytic Investments Kft. Privacy notice